An Electronic Signature May Be Sufficient to Reject UIM Coverage
Jimmy L. Johnson, Jr. v. First Acceptance Insurance Company, Inc.: In Alabama, UIM coverage may only be rejected by an insured in writing, but the unanswered question is whether an electronic signature is sufficient for rejecting UIM coverage. The parties in this case squandered an opportunity to have the court decide what would have been a matter of first impression on the issue. After being involved in a motor vehicle accident, Jimmy L. Johnson, Jr. sued his insurance provider, First Acceptance Insurance Company, Inc. (“First Acceptance”) on July 28, 2014, seeking underinsured motorist (“UIM”) benefits. First Acceptance answered the suit,...