The Effect of Punitive Damages Exclusions on Motor Carriers and Truckers
Several months ago, another lawyer asked me this question: Is there any prohibition in Alabama against punitive damages exclusions as it relates to commercial vehicle mandatory insurance coverage limits? Without looking it up, my initial thought on the matter was no, there isn’t any such prohibition. But that led to a more interesting version of the question: What is the practical effect of punitive damages exclusions on an insurer when a motor carrier has an MCS-90 Endorsement in place? Well, that’s a pretty big house to build, so I want to lay a foundation, then build the thing one wall at a...
